auto insurance basics to choose the right policy

Which Type of Home Insurance Plan Should You Buy?

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If you’d like to purchase your first home insurance plan or update your current policy, it’s vital to know the basics of the coverages. After all, you don’t want to pay for a plan that doesn’t provide the kind of protection you need. To get the best policy, consider understanding the different home insurance plans available today. Some standard home insurance plans are outlined below. Building Insurance This insurance plan is for the home’s structure and other permanent fixtures like kitchen units, bathroom suites, and roofing. Read More»

Do You Need Auto Insurance for Your Small Business?

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Even if your business doesn’t offer delivery service or involve a fleet of vehicles, going without business auto insurance can be an expensive mistake for business owners. By the time you learn you need coverage, it may be too late to avoid a hefty claim. What specific benefits can a business auto policy provide? Who Needs Business Auto Coverage? Any business that ever asks an employee to use their personal vehicle for a task that’s within their general scope of employment could be liable for any damages or physical injuries the employee sustains (or causes) while on this excursion. Read More»

How To Buy Car Insurance After Your Insurance Agency Drops You

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Getting dropped by your car insurance agency is never a good thing, yet it happens to many people for a variety of reasons. If this happens, you should begin looking for a new auto insurance agency right away, and here are some tips to help you do this. Find out why they dropped you If you are not sure why the insurance company dropped you, try to find out. You can do this by contacting your agent to ask them about this, and you might find out that it is due to one of these reasons: Read More»

Buying Car Insurance after a Lapse in Coverage

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You probably know that a lapse in insurance coverage is likely to cause an increase in your future premiums. This is especially true if you don’t do anything to mitigate the impact of the lapse. Therefore, the next time you realize you have a lapse in insurance coverage, take these measures to keep your rates reasonable: Act First and Contact Your Insurer The first tip is to act as soon as you realize your coverage has lapsed. Read More»

Things To Consider Before Removing A Vehicle From Your Auto Insurance Policy Because You're Storing It For The Winter

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If you own a vehicle that you put in storage throughout the winter, you might be wondering if you should remove the vehicle from your auto insurance policy once it’s in storage. After all, it’s reasonable to assume that if you aren’t driving the vehicle, you won’t need to maintain auto insurance for it. However, removing a vehicle from your insurance policy for several months isn’t just as simple as calling your insurance company and having it deleted from your policy. Read More»